Crypto Tax Calculator
Welcome to the crypto tax calculator! (or for that matter, any capital asset). First, in order for this calculator to have any meaning, one must be holding cryptocurrency as a “capital asset”. Normally, this means that you are holding and trading crypto as an investment, rather than in the ordinary course of your business. In other words, this calculator may not be accurate for people who have elected to be treated as professional traders, miners, token issuers and so forth, in which cases the crypto may be treated as “inventory”, or something other than a “capital asset”.
Second, to use the calculator, simply enter the information shown in the fields below. If you have questions, just hover over the “?” graphic for each field for more explanation. Keep in mind a couple of things:
- This calculator is for informational purposes and estimation only. Nothing can replace a thorough understanding of your total tax picture, including all of your trades and all other income and deductions you have for the year.
- This crypto tax calculator works for a hypothetical single trade. So, in other words, think of it in terms of you having bought just one crypto, at one time, all in one batch, and then sold all of that crypto later with one sell order. In reality, your trading is probably more complicated – different batches of different things bought at different times at different prices. That’s OK – the idea here is to give you an idea of how your tax liability changes when you hold things for more or less than a year (long term versus short term capital gain), and how your tax bracket will affect the amount of tax you are likely to owe.
- Use this crypto tax calculator to plan for the future. In other words, try entering the information for positions you hold now. Then, have a look at the different results if you sell within a year versus after one year, etc. Play around with the “Taxable Income” feature to see how your crypto tax liability changes with increases or decreases in your net taxable income for the year. It’s OK if you’re not sure what exactly your net taxable income will be. Try looking at prior years’ returns for ideas as to how 2025 might turn out.
2025 Long-Term Capital Gains Tax Brackets
For assets held more than one year, the following long-term capital gains tax rates apply in 2025:| Filing Status | 0% Rate Up To | 15% Rate Up To | 20% Rate Above |
|---|---|---|---|
| Single | $48,350 | $533,400 | $533,400 |
| Married Filing Jointly | $96,700 | $600,050 | $600,050 |
| Married Filing Separately | $48,350 | $300,000 | $300,000 |
| Head of Household | $64,750 | $566,700 | $566,700 |
