Crypto Payments Lawyer

Seasoned guidance from a Crypto Payments Lawyer

The payments industry is full of complex moving parts and thorny legal issues, making the support of a Crypto Payments Lawyer essential. Payments companies leveraging cryptocurrency solutions or payment rails need the guidance of a skilled legal advisor. Our work combines financial regulatory law, commercial contracts, and technology law to support businesses operating in or integrating with the crypto economy in the following areas:

1. Regulatory Compliance

We advise clients on compliance matters related to:
- U.S. federal laws (e.g., Bank Secrecy Act, Anti-Money Laundering (AML), FinCEN guidance).
- State money transmission laws (e.g., whether licensure is needed).
- International regulations (e.g., the EU’s MiCA, FATF recommendations).
Determining whether a crypto payment business is a money transmitter, payment processor, broker-dealer, or custodian under applicable laws.

2. Contract Drafting and Negotiation

We draft and review:
- Merchant service agreements for accepting crypto.
- Referral or revenue-sharing agreements for payment platforms.
- API licensing agreements with payment gateway providers.
- Terms of service and privacy policies.
- Custodial or escrow agreements.
- Token purchase or usage agreements.

3. Structuring Transactions

We design legal structures for:
- On-chain/off-chain payment flows.
- Tokenized payment systems (e.g., stablecoins).
- Cross-border remittances using crypto.
We address complex tax rules, including capital gains issues, VAT applicability and income source rules.

4. Risk Management and Internal Policies

We develop robust policies that are required by the Bank Secrecy Act and other legal regimes. Our services include:
- Developing AML/KYC policies tailored to crypto payments.
- Implementing smart contract audit frameworks or error protocols.
- Advising on cybersecurity policies and liability exposure.

5. Token and Platform Structuring

Our crypto payment legal services include:
- Evaluating whether tokens used for payments qualify as securities, commodities, or non-regulated assets. We regularly write opinion letters accepted by the world’s biggest payments companies on these issues.
- Working with developers on stablecoin architecture and compliance.
- Helping to design DAO or DeFi protocols that involve payments.

An experienced Miami DAO attorney can lead you through the legal and regulatory thicket of cryptocurrency opportunities. Call us at (877) 771-1131 or fill out our online contact form to set up a consultation.